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Types of Sugar Cane Loans

Sugar Cane Loans can either be seasonal loans or capital loans.


Capital Loans

    Loan funds required to fund the establishment of a new sugar cane project. E.g for payment of bush clearing, irrigation equipment, seed cane, initial Fertilizer and plant & equipment.

Umkantjubovu Loan (Capital Loan)

  • Loan Size : Above E5million
  • Interest Rates : Market related rates
  • Repayment Cycle: In line with the cash flow cycle of the business
  • Loan Duration : 120 months maximum period
  • Loan security : Cession over proceeds

Ingungu Loan (Capital Loan)

  • Loan Size : E10 000.00 – E5million
  • Interest Rates : Market related rates
  • Repayment Cycle: In line with the cash flow cycle of the business
  • Loan Duration : 120 months maximum period
  • Loan security : Cession over proceeds








Seasonal Loans

    Loan funds required to fund the procurement of seasonal inputs for business operations. E.g. for payment of fertilizer, electricity, wages, repairs and maintenance of plant and equipment.

Umhhalo Loan (Seasonal
Loan)

  • Loan Size : Above E5million
  • Interest Rates : Market related rates
  • Repayment Cycle: In line with the cash flow cycle of the business
  • Loan Duration : 12 months maximum period
  • Loan security : Cession over proceeds

Sivandze Loan (Seasonal Loan)

  • Loan Size : E10 000.00 – E5million
  • Interest Rates : Market related rates
  • Repayment Cycle: In line with the cash flow cycle of the business
  • Loan Duration : 12 months maximum period
  • Loan security : Cession over proceeds